Anyone can apply for Individual / Family health insurance and many times individual insurance is less expensive. Individual / Family Policies starting in 2014 are no longer restricted because of your Health and some people will qualify for Tax credits to help pay for part of the premium.
If you are looking for insurance for your employees click on the Business Health insurance icon. Groups of 2-50 are guaranteed issue no matter what your health, but you do need to meet certain participation requirements.
A lot of changes happened with all of the Healthcare Reform and Exchanges that started in 2014. We can help you through all of this.
Start 3 to 4 weeks ahead of time to get your coverage going. Guaranteed issue open enrollment is November 15th, 2016, for a January 1st 2017 effective date, through January 31st, 2017. Policies applied for before the 15th of the month will start on the first of the next month.
Don't get too confused. Check out our instant quotes and then give us a call and we'll help you through the tough spots.